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[ShadowRyan88]

I've been thinking about using a credit card for my daily expenses instead of cash. I know there are benefits like rewards and building credit, but I'm also worried about overspending and getting into debt. What do you guys think? Is it a smart move, or should I stick to cash for my everyday purchases? Any tips or experiences you'd like to share?

 

[zendecarpio]

I think using a credit card for daily expenses can be a good idea if you know how to manage it. I personally started using one for small purchases like food and transportation, but I always make sure to stay within my budget and pay the balance in full every month. The rewards are a nice bonus, and it also helps build my credit. For me, the key is to treat it like cash and only spend what I can actually afford.