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As far as investments/savings, isa sa pinaka-safe 'to as your option in our country since government agency - regardless if corrupt in general ang gobyerno. Tandaan lang na five-years commitment siya so you gotta factor this in prior.
You can never go wrong with mp2.. kung may cold cash lang ako na di nasa banko lng i would invest it in MP2 lalo na pag lump sum anlaki ng returns.. interest range from 5-7% wala kang makikitang ganyan kalaki na return sa banks.. goodluck future iponaryo