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Good separation of wants and needs.
Delete ang mga shopping apps unless really needed lang.
learn to cook, super laki ng difference keysa eating out. good bonding moment pa sa family.
tried yung rib eye steak sa snr, 700 pesos 3 pcs na. ginaya lang namen pano lutuin sa mga cooking shows. ok na. presyong 1k per order na sa labas.
Know your total income in a month, know your fixed expenses and variable expenses in a month. Allocate total income to pay fixed expenses and investments the rest is what you use for your variable expenses